AI Deals

Every AI coding subscription, flat-rate API plan, and free harness worth knowing about in 2026. Grouped by how you'd actually use them: is this a flat-rate API key you drop into OpenCode, a consumer subscription that unlocks Claude Code or Codex, an IDE-native agent like Cursor or Copilot, or a free BYOK harness you pair with any provider key?

Flat-rate APIs
6
$7/wk → $50/mo
Best for OpenCode / Cline / ForgeCode power users
Consumer plugins
8
$20 → $200/mo
Chat subs that also unlock Claude Code / Codex
IDE-native
12
$10 → $200/mo
Cursor, Copilot, Windsurf, Warp, Augment
BYOK harnesses
3
Free
Cline, OpenCode, Continue — pair with any key

Subscription value comparison

Price vs estimated monthly requests · hover for models, click to pin

Flat-rate APIConsumer pluginIDE nativeBYOK harnessLocked inBYOH
500
5k
50k
500k
2.0M
∞
$5
$10
$20
$50
$100
$200
Monthly price (USD, log scale)
Est. monthly requests (log scale)

Click a dot above to pin the plan's full details — price, exact usage cap, models with their SWE-bench scores, and harness compatibility.

257 plans with PAYG or unpublished caps not plotted

All subscription deals

Hand-curated catalog of every subscription, flat-rate, and free-harness plan worth knowing about for coding use in 2026. Grouped by how they connect to harnesses.

Flat-rate API subscriptions

API key from a monthly subscription. Best value for power users of external harnesses — no per-token metering.

Fireworks Fire Pass
$7/wk

Flat weekly rate for high-volume Kimi K2.5 Turbo access. API key works in any OpenAI-compatible harness.

Models
Kimi K2.5 Turbo
Limit
Unlimited tokens (RPM throttled)
Harness
OpenCode, Cline, Roo, any OpenAI-compat
BYOH ✓
Synthetic.new — 1 Pack
$30/mo

Flat monthly rate giving API access to Claude-class frontier models. Drop the key into any agent framework.

Models
Claude-class frontier
Limit
Unlimited tokens, 135 concurrent requests
Harness
Cline, Roo, OpenCode, any framework
BYOH ✓
MIMiniMax Token Plan — Starter
$10/mo

Entry tier of MiniMax's flat-rate API bundle. Uses standard API keys so any harness works.

Models
MiniMax M2.7
Limit
Starter tier — fraction of Plus window
Harness
OpenCode Zen, Cline, Roo, OpenClaw
BYOH ✓
MIMiniMax Token Plan — Plus
$20/mo

Mid-tier MiniMax subscription with 4,500 requests per 5-hour window. Best price/volume ratio in the flat-rate bucket.

Models
MiniMax M2.7 + speech/image
Limit
4,500 req / 5hr
Harness
OpenCode Zen, Cline, Roo, OpenClaw
BYOH ✓
MIMiniMax Token Plan — Max
$50/mo

Top MiniMax tier, 15,000 requests per 5-hour window plus all modalities. For continuous agent workflows.

Models
MiniMax M2.7 + all modalities
Limit
15,000 req / 5hr
Harness
OpenCode Zen, Cline, Roo, OpenClaw
BYOH ✓
OpenCode Zen
PAYG ~$20 topup

Pay-as-you-go gateway to multiple frontier models at zero markup. No monthly fee — just top up and use.

Models
Kimi K2.5, GPT-5-Codex, Gemini, Claude
Limit
PAYG — provider cost passthrough
Harness
OpenCode native, any via key
BYOH ✓

Consumer subscriptions (harness-compatible)

Standard chatbot plans that can be unlocked for harness use via subscription auth plugins. You keep the chat app, you also get the CLI.

AnthropicClaude Pro
$20/mo

Standard Claude chat subscription. Claude Code subscription auth is reusable by OpenCode, Cline, and other harnesses. Some third-party restrictions apply on Max tokens.

Models
Claude Sonnet 4.6
Limit
~45 Sonnet msgs / 5hr
Harness
Claude Code, OpenCode, Cline (sub auth)
Own agent
Claude Code
BYOH ✓
AnthropicClaude Max 5x
$100/mo

~225 Sonnet messages per 5-hour window (5× Claude Pro). Claude Code subscription auth reusable by OpenCode, Cline, and other harnesses — though Anthropic restricts some third-party consumers of Max tokens.

Models
Claude Sonnet 4.6, Opus 4.6
Limit
~225 Sonnet msgs / 5hr
Harness
Claude Code, OpenCode, Cline (sub auth)
Own agent
Claude Code
BYOH ✓
AnthropicClaude Max 20x
$200/mo

~900 Sonnet messages per 5-hour window (20× Claude Pro). Heaviest Claude Code tier for full-day Opus runs. Subscription auth reusable by OpenCode / Cline with some third-party restrictions.

Models
Claude Sonnet 4.6, Opus 4.6
Limit
~900 Sonnet msgs / 5hr
Harness
Claude Code, OpenCode, Cline (sub auth)
Own agent
Claude Code
BYOH ✓
OpenAIChatGPT Plus
$20/mo

Baseline Codex tier. Token-based 5-hour windows (since Apr 2 2026). Codex OAuth works in OpenCode, ForgeCode, Cline and other OpenAI-compatible harnesses.

Models
GPT-5, o3, o4-mini, GPT-5 Codex
Limit
600–3,000 Codex local msgs / 5hr
Harness
Codex CLI, OpenCode, ForgeCode, Cline (Codex OAuth)
Own agent
Codex CLI
BYOH ✓
OpenAIChatGPT Pro ($100)
$100/mo

New $100 Pro tier (Apr 9 2026). 5× Codex of Plus — built for heavy agentic coding sessions. Same model access as $200 Pro. 10× boost through May 31 promo.

Models
GPT-5, o3, o4-mini, GPT-5 Codex
Limit
3,000–15,000 Codex local msgs / 5hr (5× Plus)
Harness
Codex CLI, OpenCode, ForgeCode, Cline (Codex OAuth)
Own agent
Codex CLI
BYOH ✓
OpenAIChatGPT Pro ($200)
$200/mo

Maximum Codex throughput — 20× Plus limits. Unlimited GPT-5 Instant/Thinking, 250 Deep Research runs/mo. Same harness OAuth as other tiers.

Models
GPT-5, o3, o4-mini, GPT-5 Codex
Limit
12,000–60,000 Codex local msgs / 5hr (20× Plus)
Harness
Codex CLI, OpenCode, ForgeCode, Cline (Codex OAuth)
Own agent
Codex CLI
BYOH ✓
GoogleGoogle AI Pro
$20/mo

Gemini 2.5 Pro consumer tier. Jules and Code Assist ship native; OpenCode authenticates via the gemini-auth plugin for harness use.

Models
Gemini 2.5 Pro
Limit
100 Gemini 2.5 Pro msgs / day
Harness
Jules, Code Assist, OpenCode (gemini-auth)
Own agent
Jules, Code Assist
BYOH ✓
OpenAIChatGPT Business
$25/mo/seat

Formerly ChatGPT Team. Per-seat pricing with admin console, SOC 2, SAML SSO. Standard seats include full Codex access with token-based credits.

Models
GPT-5, o3, o4-mini, GPT-5 Codex
Limit
~600 Codex msgs / 5hr (per seat)
Harness
Codex CLI, OpenCode, ForgeCode, Cline (Codex OAuth)
Own agent
Codex CLI
BYOH ✓

IDE / terminal native agents

Ship their own harness in-editor. Most also allow BYOK so you can drive external tools with the same plan.

Augment Code Indie
$20/mo

Intent agent for VS Code / JetBrains / CLI. 40k credits/mo, uses Augment's own models — no BYOK.

Models
Augment proprietary
Limit
40,000 credits / mo
Harness
Intent CLI (internal)
Own agent
Intent
Locked in
Augment Code Standard
$60/mo/dev

Team tier: 130k credits/mo, up to 20 users. Same locked-in Augment models.

Models
Augment proprietary
Limit
130,000 credits / mo
Harness
Intent CLI (internal)
Own agent
Intent
Locked in
Augment Code Max
$200/mo/dev

Heavy-use tier: 450k credits/mo. Still locked to Augment's models.

Models
Augment proprietary
Limit
450,000 credits / mo
Harness
Intent CLI (internal)
Own agent
Intent
Locked in
Warp Build (Pro)
$18/mo

Terminal AI agent with BYOK unlocked. 1,500 credits/mo.

Models
Multi (BYOK)
Limit
1,500 credits / mo
Harness
Warp Agent + BYOK
Own agent
Warp Agent
BYOH ✓
Warp Turbo
$50/mo

10,000 credits/mo for Warp's terminal agent, with BYOK support.

Models
Multi (BYOK)
Limit
10,000 credits / mo
Harness
Warp Agent + BYOK
Own agent
Warp Agent
BYOH ✓
Warp Max
$180/mo

Top Warp tier at 18,000 credits/mo. BYOK available.

Models
Multi (BYOK)
Limit
18,000 credits / mo
Harness
Warp Agent + BYOK
Own agent
Warp Agent
BYOH ✓
Cursor Pro
$20/mo

Cursor IDE with Claude + GPT agent mode. BYOK supported for external API use.

Models
Claude + GPT (multi)
Limit
500 premium req / mo
Harness
Cursor IDE + BYOK
Own agent
Cursor Agent
BYOH ✓
Cursor Ultra
$200/mo

10,000 premium requests per month across all frontier models. Top tier for Cursor heavy users.

Models
All frontier (multi)
Limit
10,000 premium req / mo
Harness
Cursor IDE + BYOK
Own agent
Cursor Agent
BYOH ✓
Windsurf Pro
$15/mo

Windsurf IDE agent with 500 credits/mo and BYOK support.

Models
Multi (BYOK)
Limit
500 credits / mo
Harness
Windsurf IDE + BYOK
Own agent
Windsurf Agent
BYOH ✓
Windsurf Max
$200/mo

Rolling-window power user tier for Windsurf. BYOK available.

Models
Multi (BYOK)
Limit
Unlisted rolling cap
Harness
Windsurf IDE + BYOK
Own agent
Windsurf Agent
BYOH ✓
GitHub Copilot Pro
$10/mo

Copilot with agent mode in VS Code + JetBrains. 300 advanced requests, MCP-compatible, BYOK supported.

Models
Multi (BYOK)
Limit
300 advanced req / mo
Harness
VS Code + JetBrains + MCP + BYOK
Own agent
Copilot Agent
BYOH ✓
GitHub Copilot Pro+
$39/mo

Higher Copilot tier with access to all frontier models and higher request limits.

Models
All frontier (multi)
Limit
1,500 premium req / mo
Harness
VS Code + JetBrains + MCP + BYOK
Own agent
Copilot Agent
BYOH ✓

BYOK harnesses (free platform)

Free (or near-free) harness platforms. Pair these with any API key from the sections above.

Cline
Free (indie)

Open-source VS Code + CLI agent. Free for individuals, $20/mo for teams. Drop in any provider key.

Models
Any (BYOK)
Limit
Unlimited — you pay API
Harness
VS Code + CLI, any provider key
Own agent
Cline Agent
BYOH ✓
OpenCode
Free

Free terminal TUI agent. Plug in any provider or use Zen as an optional gateway.

Models
Any (BYOK)
Limit
Unlimited — you pay API
Harness
Any provider key, Zen optional
Own agent
OpenCode Agent
BYOH ✓
Continue
Free

Free VS Code / JetBrains plugin. Works with any OpenAI-compatible provider.

Models
Any (OpenAI-compat)
Limit
Unlimited — you pay API
Harness
VS Code + JetBrains, any OpenAI-compat key
Own agent
Continue Agent
BYOH ✓

What "BYOH" means on these cards

BYOH = Bring Your Own Harness. A deal is marked BYOH when the API key or subscription auth it provides can be plugged into an external coding agent like OpenCode, Cline, ForgeCode, Roo, or any OpenAI-compatible tool. The opposite is "Locked in", meaning the plan only works inside the vendor's own agent. For most harness users, BYOH plans are strictly more flexible.